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The answers to all your mortgage needs are under one roof at Bayou FCU!

We can build the perfect loan, construct the best terms, and lay the cornerstones for your mortgage needs.

Looking to purchase a new home? How about refinancing your existing home? Maybe you have found the perfect piece of land and are thinking about building a new home on it. Whatever the scenario, Bayou FCU wants to help you make your home buying experience pleasant and easy. Our mortgage lending program offers many options, including:

Home Purchase Loans
With fixed or adjustable rates and terms up to 30 years, we can help make your dream home a reality! But be sure to stop in and visit one of our mortgage loan officers before you shop for a new home to get pre-qualified for your mortgage. That way, you’ll know what price range you can best afford.

Home Equity Loans
You’ve made quite an investment in your home over the years, now it’s time to put that house to work for you! With a fixed-term loan or a home equity line of credit, either of these "second mortgage" loans offer competitive rates and are the best consumer bargains around. Use the funds for bill consolidation, home improvements, college costs, a dream vacation, or any good purpose -- the choice is yours.

  • Up to 15 Year Variable Rate Term
  • Fixed Rate Loan or Variable Rate Line of Credit
  • 80% of Equity (Loan To Value) Available
  • Easy Access Checks
  • Excellent Tax Advantages (See Your Tax Advisor)

Lower your monthly payments and reduce your interest costs by refinancing your existing 1st mortgage or home equity loan from another institution with a lower interest rate loan from Bayou FCU.

Land Loans
When you have found a piece of land, but you're not quite ready to build, or you just want to hold on to it for the future, we can help with great rates and terms.

Second or Vacation Home Loans
We can help you finance your “Home Away from Home” for fun and relaxation. Give us a call for more information or for pre-qualification.

  Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (225-925-8800 or 1-800-349-2900) for assistance. Products and services available on this website are available at our office located at (5880 Florida Blvd, Baton Rouge, LA. 70806).
      Equal Housing Lender     NCUA